At Pelham Links Family & Cosmetic Dentistry, we believe every patient deserves access to high-quality dental care. To achieve this, we offer several financial options, including dental insurance, an in-office membership program, and flexible financing plans.
Whether you have dental insurance, are looking for an affordable alternative to insurance, or need payment options for treatment, our team can help you understand the best path forward.
Explore insurance and financing options below, or contact our team for more information.
Dental Insurance Accepted at Pelham Links
At Pelham Links, we believe using your dental insurance should be simple and stress-free. Our team works with all dental insurance carriers and will file claims on your behalf to help you maximize your benefits.
Whether your plan is in-network or out-of-network, we are committed to helping you understand your coverage and minimize out-of-pocket costs.
When you visit, we will:
- Verify your dental insurance benefits prior to treatment
- Provide personalized estimates based on your coverage
- Submit and track insurance claims on your behalf
- Help you maximize your annual benefits
In-Network Insurance Providers
We are in-network with several major providers, including:
- BlueCross BlueShield of South Carolina (BCBS SC)
- Cigna
- Delta Dental
- Careington
- LHI (Logistics Health Incorporated)
Using Out-of-Network Benefits
You can still receive care at Pelham Links if your plan is not listed above. Many PPO plans include out-of-network benefits, which means your insurance may still cover a portion of your treatment. Our team will handle the paperwork and help you understand exactly what your plan will cover so there are no surprises.
The Golden Rewards Club
Pelham Links offers an in-office membership program called the Golden Rewards Club for patients without dental insurance. Unlike traditional dental insurance plans, membership programs provide a straightforward way to maanage dental care costs without deductibles, waiting periods, or annual maximums.
You can learn more about membership details on our Golden Rewards Club page.
Benefits of Dental Membership Programs
Membership plans often include:
- Preventive services such as exams and cleanings
- Diagnostic x-rays
- Reduced fees on additional treatments
- No deductibles
- No annual maximums
- No waiting periods
Because the program is administered directly through the dental office, many patients find membership plans easier to understand and budget for compared with traditional insurance.
Flexible Dental Financing Options
Some dental treatments require a larger investment, especially when restoring oral health or improving a smile. Pelham Links offers third-party financing options to help patients move forward with treatment when they need it. These options allow patients to divide the cost of care into manageable monthly payments.
CareCredit Healthcare Financing
We're pleased to offer our patients the CareCredit© card, North America's leading patient payment program.
CareCredit is the credit card excludively for healthcare services. You'll get monthly payments for healthcare procedures not commonly covered by insurance, including dental procedures. Plus, you can use your card over and over for follow-up appointments.
Learn more by visiting CareCredit.com or contacting our office. Ready to apply? Apply Online for your CareCredit card today.
Sunbit Monthly Payment Plans
Our team is proud to now offer Sunbit as a monthly payment option at Pelham Links Family and Cosmetic Dentistry.
Check out the link below to see how much you are pre-qualified for!
Apply NowAdditional Payment Methods
For patient convenience, Pelham Links also accepts several traditional payment methods, including:
- Cash
- Personal checks
- Major credit cards
Before treatment begins, our team will review estimated costs and available financial options so patients understand their choices and can plan accordingly.
Frequently Asked Questions
Does Pelham Links accept dental insurance?
Yes. Pelham Links works with many PPO dental insurance providers, including Delta Dental, Blue Cross Blue Shield, Cigna, and Careington. Our team helps verify benefits, estimate patient costs, and submit insurance claims on your behalf.
What if I do not have dental insurance?
Patients without dental insurance can join the Golden Rewards Club, an in-office membership program that provides preventive care and discounts on additional treatments. Many patients in the Greenville area choose this option as an alternative to traditional dental insurance.
Do you accept payment plans?
Pelham Links provides financing options such as CareCredit and Sunbit, which allow patients to divide treatment costs into monthly payments.
What dental treatments can be financed?
Financing may be available for many procedures, including cosmetic dentistry, orthodontics, restorative care, and dental implants. Patients often use financing options when planning larger treatments that are not fully covered by insurance.
Is a dental membership plan the same as insurance?
No. Membership plans are not insurance policies. Instead, they are administered directly by the dental office and typically include preventive services along with discounted treatment. Membership programs usually do not include deductibles, waiting periods, or annual maximums.
Can you help me understand my options?
Our team reviews treatment estimates with patients in advance and explains how insurance, membership programs, or financing options may help reduce out-of-pocket costs.
